Our Designations
Chartered Life Underwriter (CLU®)
Since 1927, the CLU® has been the respected risk management
credential for advisors. Designees have completed eight or more college-level courses
representing an average study time of 400 hours. Topics for required courses include
insurance and financial planning, life insurance law, estate planning, and planning for
business owners and professionals. Elective courses include such advanced topics as income
taxes, group benefits, retirement planning, and health insurance. CLU® designees must meet
experience and continuing education requirements and must adhere to a high ethical
standard. The mark is awarded by The American College, a non-profit educator with the top
level of academic accreditation.
Chartered Financial Consultant (ChFC®)
The ChFC® designation has been a mark of excellence for almost thirty years
and currently requires nine college-level courses, the most of any financial planning
credential. Average study time to earn the ChFC® exceeds 450 hours. Required
courses cover extensive education and application training in financial planning, income
taxation, investments, and estate and retirement planning. Additional electives are chosen
from such topics as macroeconomics, financial decisions for retirement, and executive
compensation. ChFC® designees must meet experience requirements and adhere to
continuing education and ethical standards. The credential is awarded by The American
College, a non-profit educator founded in 1927 and the highest level of academic
accreditation.
Chartered Advisor for Senior Living (CASL®)
The CASL® credential provides advisors with in-depth training on issues
impacting seniors and those planning for retirement. The designation incorporates five
required, college-level courses that represent an average total study time of more than
250 hours. Topics include investments, estate planning, health and long-term care
financing, and financial decisions for retirement. CASL® designees must meet
experience, continuing education and ethics requirements. The credential is awarded by The
American College, a non-profit educator founded in 1927 and the top level of academic
accreditation.
Certification for Long-Term Care (CLTC®)
CLTC® Certification for Long-Term Care educates professionals in the fields of insurance, financial services, law and accounting about the severe consequences a need for care over an extended period of years would have, not on their client, but on the emotional, physical and financial wellbeing of those the client loves. The goal is to give these professionals the proper skill set to discuss those consequences, offer a plan to mitigate them, and when appropriate, recommend long-term care insurance as a funding source for that plan.
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